Why genuine, card-carrying socialists say “the ACA is not a government health insurance program and has absolutely nothing in common with socialized medicine”:
While media attention has focused on snags in the implementation of health care overhaul, the fundamental problem with Obamacare is the character of the legislation itself.
The plans being offered through Obamacare demonstrate that, in their rapacious drive to increase profits, private insurance companies are not only charging steep premiums—some 30 percent higher than in the present individual market—but are peddling cut-rate policies with staggering out-of-pocket costs, which also limit access to doctors and hospitals. Despite Obama’s claim that the legislation heralds a new era in access to “near universal, quality health care,” the plans people are mandated by law to purchase will actually have the effect of rationing access to medical care.
[The less-expensive] “bronze” plans on the Obamacare exchanges [often] require the full deductible to be paid before [they] will cover many doctor visits. As the majority of these “affordable” plans carry deductibles in excess of $5,000, this means that this amount must be spent out of pocket before any coverage even kicks in…. these plans are fully compliant with Obamacare, which requires that bronze plans only cover 60 percent of the costs of a typical policyholder.
Preventive services mandated by the ACA to be fully covered, with no co-pay, do not include treatment for an illness such as the flu, or for a minor injury such as a broken bone. Charges could also apply if such medical conditions are discovered and treated during a routine check-up. Many plans also offer limited coverage for some prescription drugs, and it is often next to impossible to determine which medications are included in a plan’s drug formulary.
The end result is that people may either self-ration care out of economic necessity, or could pay out thousands of dollars without receiving a penny in compensation from the private insurers for uncovered visits. In other words, people will pay out of pocket for the privilege of having bare-bones coverage, and may come to the end of 2014 shy of meeting their deductible—when the process begins all over again.
The ACA is, in fact, a counter-reform aimed at reducing and rationing care for the vast majority of ordinary Americans while boosting the profits of the private insurance companies and health care industry…. [The ACA] is of a piece with the entire pro-corporate agenda of the Obama administration.